Every January, there are hundreds of people who complain “I’m bankrupt now”, as if Christmas was a huge surprise for them. Well, if you’re yet to know the date for Christmas, then it’s on the 25th of December and unless you mark it in your diary, you may spend most of the New Year curing your financial woes. As prevention is always better than cure, you should ensure following some of the smart money-saving tips for Christmas so that you don’t end up racking more debt than what you could afford. You open the web and you will get innumerable information on how to save money during Christmas, but how many of you follow those tips after reading them? Check out some worthy money saving deals that you can watch out for this Christmas.
1. Desirability isn’t always affordability: Too many people, who are zealous ad enthusiastic about Christmas, make a list of all those lusted-for gift items and a delicious meal, only to consider it later, “how will I pay for all this?” Well, this is a recipe for ending up broke by the time you reach New Year. Instead of taking hurried and wrong financial decisions, you should calculate your budget and check how much you can afford to spend this Christmas. After you know your budget, you can work on the gifts accordingly.
2. Consider going without gifts: How about considering Christmas without exchanging gifts? It isn’t about exchanging gifts to your friends and grand parents but about the widening and ever-increasing circle of friends. When you’re yelling over the wrapping paper and when your wallet is bleeding, what’s the joy in giving? Gifts usually create a liability on the recipient of giving back, irrespective of whether or not they can afford. Enjoy the fun-filled Christmas without exchanging gifts and avoid debt altogether.
3. Downsize your turkey costs: When it’s Christmas, most of us can’t settle with anything that is less than the best. Everyone hits the supermarket and prefers buying higher brand goods. There are places where you get turkey within a low cost that tastes as good as the better brands. So, forget being a snob, taste with your tongue instead of looking into the packaging. Buy what’s right for your wallet.
4. Be careful while buying gift cards: If you’re considering the idea of buying gift cards or vouchers, you should peruse the guide first. Remember that there are some retailers that always go bust and stop accepting cards altogether. Gift cards come with their own expiry dates and therefore you should redeem them within that stipulated time period.
Although it is a fact that the web is full of information on how you should save money during Christmas, your success lies in the fact that how soon you can adopt to the techniques and the money-saving strategies. Follow the above mentioned ideas and save your dollars so that you don’t incur holiday debt and end up screwing your vacation trip that you’ve planned in the beginning of the New Year.
1. Desirability isn’t always affordability: Too many people, who are zealous ad enthusiastic about Christmas, make a list of all those lusted-for gift items and a delicious meal, only to consider it later, “how will I pay for all this?” Well, this is a recipe for ending up broke by the time you reach New Year. Instead of taking hurried and wrong financial decisions, you should calculate your budget and check how much you can afford to spend this Christmas. After you know your budget, you can work on the gifts accordingly.
2. Consider going without gifts: How about considering Christmas without exchanging gifts? It isn’t about exchanging gifts to your friends and grand parents but about the widening and ever-increasing circle of friends. When you’re yelling over the wrapping paper and when your wallet is bleeding, what’s the joy in giving? Gifts usually create a liability on the recipient of giving back, irrespective of whether or not they can afford. Enjoy the fun-filled Christmas without exchanging gifts and avoid debt altogether.
3. Downsize your turkey costs: When it’s Christmas, most of us can’t settle with anything that is less than the best. Everyone hits the supermarket and prefers buying higher brand goods. There are places where you get turkey within a low cost that tastes as good as the better brands. So, forget being a snob, taste with your tongue instead of looking into the packaging. Buy what’s right for your wallet.
4. Be careful while buying gift cards: If you’re considering the idea of buying gift cards or vouchers, you should peruse the guide first. Remember that there are some retailers that always go bust and stop accepting cards altogether. Gift cards come with their own expiry dates and therefore you should redeem them within that stipulated time period.
Although it is a fact that the web is full of information on how you should save money during Christmas, your success lies in the fact that how soon you can adopt to the techniques and the money-saving strategies. Follow the above mentioned ideas and save your dollars so that you don’t incur holiday debt and end up screwing your vacation trip that you’ve planned in the beginning of the New Year.