Financial Results of Partying Too Hard During Spring Break ~ The International Finance

Thursday, 7 June 2012

Financial Results of Partying Too Hard During Spring Break

If one ran a statistical analysis in Arizona, it might be apparent that a person’s need for a bankruptcy lawyer increases shortly after the spring months.  It’s easy to see for those who’ve gone to college why this might be.  Spring break has always been a favored holiday among students.  Cramming all semester long is stressful, so when that extra-long weekend in the sun rolls along, many take advantage of it and throw caution to the wind when it comes to their finances.

Most recognize that students are far from rich.  Consider the fact that many survive on student loans and grants to get them through each semester and that many live on their own or with roommates.  Then consider that many students live during that time of age where it’s easy to get trapped in the entitlement state of mind.  If one’s peers have a nice car, fancy clothes and gadgets, then why shouldn’t they.  Forget the fact that they can’t afford it – that’s what credit is for!

So the reason why many Arizona students have need of a bankruptcy lawyer may stem from the fact that in addition to their large debt, students simply party too hard on spring break.  Ask a student, and they might reply, “Party too hard?  Is there such a thing?”  This is the mind set of many young people who live in America. 

What kinds of things might get a student into financial problems during spring break, one might wonder.  Well, travel time to an exotic far way location, coupled with the expenses of room and board probably has a lot to do with it.  Add an abundance of alcohol and the ignorance of the young adult mind and there’s the answer to the question.  After all, spring break only comes once per year.  Forget about Christmas. 

It’s a trap that many fall into, not just students.  When spring rolls around, everyone tends to spend more money than usual, with the euphoria of warmer weather and the hope of a fun filled year to come.  The prominent idea and priority of many people isn’t work; it’s fun.  So, when faced with a situation and an influential salesman or friend, it’s easy to think, “Let’s have fun and worry about the cost of it later.”  Such a mindset can be detrimental.

For this reason, many have need of a bankruptcy lawyer.  Of course this option isn’t highly sought after, but sometimes it’s the best solution to a reckless weekend.  Before making the decision to file bankruptcy, it should be carefully considered.  Hiring a good lawyer can help one make correct decisions when it comes to this crucial point.

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Amit Singh is a founder of he share his immense knowledge of Finance in this blog.


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